HealthSpring Extra Rx (PDP) S5617-353 is not offered in New York in 2027

Your deadlines and rights when a stand-alone drug plan ends

You can use the Annual Enrollment Period, October 15 through December 7, to choose a new drug plan, and a plan you choose then starts January 1. When your drug plan is not renewed for 2027, you also have a Special Enrollment Period from December 8 through the last day of February. A plan you join then starts on the first day of the following month, so a choice made in January starts February 1 and one made in February starts March 1, and you have no Medicare drug coverage until then. If you make no choice, your drug coverage ends with your plan on December 31, 2026, and if you later join a drug plan after going 63 days or more in a row without creditable drug coverage, a late enrollment penalty is added to your premium for as long as you have Medicare drug coverage, unless you get Extra Help. If you have Extra Help or Medicaid, Medicare may assign you a drug plan automatically, though you can still choose a different one. Instead of a stand-alone drug plan you can choose a Medicare Advantage plan that includes drug coverage, but a Medigap policy works only with Original Medicare. Our guide to Part D premiums in 2027 explains what drug plans cost.