(818) 472-5484

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    Medicare Help in Santa Fe Springs at No Cost

    Santa Fe Springs is better known for its warehouses than its neighborhoods, yet 3,109 people in 90670 are 65 or older. Lara Goulson helps families here pick a Medicare plan and sign up. She founded and owns Goulson Insurance. Lara makes house calls anywhere from the Telegraph Road corridor to Los Nietos, or she can handle the whole review by phone or video. She works in Spanish, English and Hebrew. Call or text (818) 472-5484.

    (818) 472-5484

    Lara Goulson, Licensed Insurance Agent, CA License #0E69969

    Who lives in 90670

    In 90670, 3,109 of the 17,851 residents are 65 or older. Their share, 17.4 percent, works out to a little more than one in six. The county share is 15.2 percent. The median age is 39.3, about a year above the county's 38.2. The homeownership rate in 90670 is 62.8 percent, against 45.9 percent for Los Angeles County. Spanish and English are close to even at home. Among people 5 and older, 46.5 percent speak Spanish and 45.1 percent speak only English. Lara speaks both, and a review with her can switch between them as often as your family does. All of these figures are from the 2020 to 2024 American Community Survey. For the 65 and older count, we totaled its age brackets instead of applying a percentage.

    An older couple choosing peaches at a farmers market

    Five nearby hospitals, four separate owners

    Santa Fe Springs has no general hospital of its own. There are five nearby, and PIH Health runs two of them: PIH Health Whittier Hospital at 12401 Washington Blvd, licensed for 488 beds, and PIH Health Downey Hospital at 11500 Brookshire Avenue, licensed for 199. Whittier Hospital Medical Center, at 9080 Colima Rd, is licensed for 156, and Coast Plaza Hospital, at 13100 Studebaker Road in Norwalk, is licensed for 117. Each of those two has its own owner. Kaiser Foundation Hospital Downey, at 9333 Imperial Highway, is licensed for 424, and you need a Kaiser plan to use it, except in an emergency. All five have emergency departments. We took the bed counts from California's hospital licensing records in September 2026. Four owners means four sets of contracts. In Medicare Advantage, the medical group decides which hospital admits you. The brand on the plan does not settle it, and two plans from one insurer can lead to different hospitals. The contracts also come up for renegotiation, so a hospital in a plan's network one year may be gone the next. That is why Lara starts by asking who your doctors are, which hospital you use and where you fill prescriptions. She looks for each one in every plan's current directory before you enroll, and she repeats the search each fall, once plans publish their changes.

    Extra Help counts your income, not the household's

    The median household income in 90670 is $88,872 a year. Household income adds up everyone under one roof, so if you live with grown children, their paychecks are in it. Extra Help leaves them out. It cuts what you pay for Part D drugs, and it looks only at your own income and assets, or yours and your spouse's. Medi-Cal counts the same way, and having Medi-Cal along with Medicare can make you eligible for a Dual Eligible Special Needs Plan. Lara asks about this before she compares any plans, and the questions are quick. More than three in five homes here are owner occupied. If your family owns one, the house is part of any long term care decision: how care would be paid for, and the way Medi-Cal's rules handle a home. Lara can go over that with you in a separate conversation, apart from your Medicare plan review.

    Medicare Advantage across Los Angeles County in 2027

    About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.

    Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.

    How Lara is paid

    Independent Medicare help in Santa Fe Springs

    Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Santa Fe Springs families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.

    What Lara handles for families in 90670

    Lara also helps with final expense, life insurance and long term care coverage, separately from any Medicare plan review and on another day if you like. Enrolling is not where her work ends. If a claim is denied, she gets the plan on the phone with you. When a bill looks wrong, she will phone the doctor's office with you to sort it out.

    Text your doctors' names to Lara at (818) 472-5484, and she will look for them in every plan she compares.

    You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you

    Nearby Neighborhoods

    We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.

    Santa Fe Springs Medicare questions

    With Medicare Advantage, the plan's medical group decides that, not the insurer. A plan built around a Whittier medical group and a plan built around a Downey group can admit you to different hospitals, even when the same company sells both. Before you choose, Lara looks up PIH Health Whittier Hospital, Whittier Hospital Medical Center and your doctors in each plan's current directory.

    Not unless it is an emergency. Kaiser Foundation Hospital Downey, at 9333 Imperial Highway, is for people on a Kaiser plan. If you leave Kaiser, tell Lara which of the other nearby hospitals you would rather use: PIH Health Whittier, PIH Health Downey, Whittier Hospital Medical Center or Coast Plaza. She will look for plans whose medical groups admit patients there.

    Yes. Your mother can ask in Spanish and you can ask in English. Lara answers each of you in the language you used, all the way through the plan comparison and the enrollment. Everything she prepares is on paper your family can keep.

    No. Extra Help counts his own income and assets, plus his spouse's if he is married. What the rest of the household earns stays out of it, and Medi-Cal draws the line in the same place. Lara can find out where he stands in a few minutes.

    On Medicare Advantage, only while Coast Plaza has a contract with your plan's medical group. Coast Plaza Hospital, at 13100 Studebaker Road, has its own owner and signs its own contracts, and any of them can be renegotiated. When the new plan details come out each fall, Lara looks for Coast Plaza and your doctors in your plan's directory and tells you what she found.

    Send Lara your doctor list

    Put your doctors' names in the message, along with Coast Plaza, PIH Health or whichever hospital you use. If you would like Lara to call you in Spanish, say so.

    By submitting this form, you agree that a licensed insurance agent may contact you by phone or email about your insurance options. Calls and texts by automated technology only if you tick the box below.

    You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you

    Medicare Advantage and Part D disclaimer

    We do not offer every plan available in your area. Currently we represent 14 organizations which offer 93 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States Government or the federal Medicare program. This website is a solicitation for insurance. Goulson Insurance Services Inc., CA Business Entity License #6020069. Lara Goulson, CA License #0E69969, NPN 8407942.

    1-800-MEDICARE is available 24 hours a day, 7 days a week.