Medicare in Pacific Palisades by the numbers
Pacific Palisades is one of the oldest and most settled neighborhoods on this site. ZIP code 90272 is home to 21,390 people in the 2020 to 2024 American Community Survey, and 5,331 of them are 65 or older, which is 24.9 percent, with a median age of 48.3, older than all but three ZIP codes we have written about. Those counts are summed from the age brackets rather than estimated from a percentage. Home ownership is 79.9 percent of occupied homes, 6,674 households out of 8,357, among the highest on this site, and the median household income is $189,713, among the highest of any ZIP code on this site. Of residents aged 5 and over, 85.7 percent speak only English at home. Those figures describe the Palisades before the January 2025 fire, which Cal Fire's incident record lists as started on January 7, 2025, contained on January 31, 23,448 acres burned and 6,845 structures destroyed. Many households are living elsewhere while they rebuild, and this page is written for them too.
UCLA and Providence, down the hill
The Palisades has no hospital of its own; the closest are in Santa Monica and Westwood. Santa Monica UCLA Medical Center at 1250 16th Street is licensed for 281 beds, Providence Saint John's Health Center at 2121 Santa Monica Blvd for 266, and Ronald Reagan UCLA Medical Center in Westwood for 446. Those counts come from California state licensing records, read this month. UCLA and Providence are different systems with different contracts, so a plan that reaches your UCLA physician is not automatically a plan that reaches Saint John's. Medicare Advantage networks are built around medical groups rather than around the insurance company's name, so two plans carrying the same logo can reach completely different doctors, and those contracts are renegotiated year to year. Before you enroll in anything, Lara pulls each plan's current directory and confirms your doctors, your hospital and your pharmacy, and she repeats that check each fall when plans publish their changes.
If your address has changed
Two things matter for anyone displaced by the fire. First, Medicare Advantage plans and their networks are set by county. If you are living temporarily elsewhere in Los Angeles County, your plan's service area has not changed; if your permanent address has moved outside the county, that is a qualifying event with its own Special Enrollment Period, and it is worth a call to your plan and to us before the window closes. Second, a Medicare Supplement, with Part D beside it, works with any doctor in the country who takes Medicare, which is the design that travels best through a year of moving. For households that stayed, the usual Palisades question stands: with a home to protect and specialists at UCLA and Cedars to keep, the Supplement's higher premium often buys a much smaller exposure than a $0 premium plan whose network has to be re checked every fall, and that trade should be run on your own numbers. Lara runs both at no cost.
Medicare Advantage in Pacific Palisades by the numbers, 2026
Pacific Palisades sits in Los Angeles County, one of the biggest Medicare Advantage markets in the country. In 2026 the county has 74 Medicare Advantage plans open to general enrollment plus 47 Special Needs Plans, per the CMS 2026 Landscape file, and 65 of those 74 plans charge a $0 monthly plan premium. About 57 percent of the county's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or other Medicare health plans (CMS, May 2026). Our analysis of the same CMS file puts the average in network out of pocket maximum across the county's general enrollment plans at $2,428, with a median of $1,700 and a range from $199 all the way to $9,250. That spread is the whole argument for comparing before you enroll: two $0 premium plans can differ by thousands of dollars in a bad year. We run that comparison for Pacific Palisades families at no cost: (818) 472-5484.
Straight answers, and the fine print up front
Here is exactly how this works. Lara is a licensed independent insurance agent, and her help costs you nothing, because licensed agents are paid by the insurance companies whose plans they represent. Your premium is the same whether you enroll through an agent, online, or directly with the insurer. What an independent agent adds is the comparison: she is appointed with several carriers rather than one. She does not carry every plan available in Los Angeles County, and she will tell you when something she cannot sell looks like the better fit for you.
Medicare help in Pacific Palisades from a licensed broker
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Pacific Palisades families. Independent means no single insurance carrier employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions, and your budget. We compare Medicare Advantage, Medicare Supplement, and Part D drug plans from multiple carriers side by side and help you enroll in the one that fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and the team works in English, Spanish, and Hebrew. Whether you searched for Medicare help near me, a broker, or a local agency, it is the same licensed help, and it costs you nothing, because carriers pay broker compensation, which is regulated by Medicare.
What we help Pacific Palisades families with
Medicare Advantage, Medicare Supplement and Part D comparisons, plus life insurance, long term care and final expense coverage for families in 90272.
Call or text (818) 472-5484 for a free Pacific Palisades Medicare review.
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Nearby Neighborhoods
We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.