A licensed agent for Reno, not a call center
Medicare help in Reno does not have to mean an 800 number and a stranger reading a script. Lara Goulson is an independent agent licensed in Nevada who serves Reno by phone and video, compares plans from multiple carriers, and answers to you rather than to any one insurance company. Working with her is free, in English, Spanish, or Hebrew.
Reno Medicare by the numbers, 2026
Every point below is verified against the named source. This is the picture a plan comparison starts from. The 2026 numbers for Washoe County, computed from the official CMS Landscape file: 25 Medicare Advantage plans open to general enrollment, 21 of them with a $0 monthly plan premium, plus 22 Special Needs Plans. The average in network out of pocket maximum across those plans is $4,197, with a range from $199 to $6,750, which is why two similar looking plans can behave very differently in a hard year (Goulson analysis of CMS CY2026 Landscape data).
- Plan directories list 23 to 25 Medicare Advantage plans for Washoe County in 2026, and most carry a $0 monthly premium.MedicareAdvantage.com and Connie Health, 2026
- About 48,000 of roughly 102,000 Medicare eligible residents in Washoe County are enrolled in Medicare Advantage, an enrollment rate near 47 percent.Connie Health, 2026
- Renown Health is the largest locally owned not for profit health network in northern Nevada and operates Renown Regional Medical Center, the region's only Level II trauma center.Renown Health, 2026
- Saint Mary's Regional Medical Center, a 308 bed acute care hospital owned by Prime Healthcare, anchors the Saint Mary's Health Network in downtown Reno.Saint Mary's Health, 2026
- Northern Nevada Health System operates Northern Nevada Medical Center in Sparks and Northern Nevada Sierra Medical Center, which opened in south Reno in 2022.Northern Nevada Health System, 2024
What Annual Enrollment means for Reno in 2026
Mark October 15 to December 7, 2026: that is when Reno residents can change Medicare coverage for 2027. Even people happy with their plan should check the Annual Notice of Change letter, because networks and drug lists shift every year. A no cost review catches those changes before they cost you money.
The Nevada rules that shape your options
Some of the most important rules for Reno residents are set at the state level: how Medigap plans can be switched, what protections exist for people under 65, and how the state insurance department oversees plans. The full Nevada guide covers those rules in plain language.
What independent actually means for you
Independent means the recommendation is built around you, not a sales quota. Lara compares multiple carriers side by side, explains the tradeoffs in plain language, and stays reachable after you enroll. If your best move is keeping the plan you have, she will say exactly that.
Ready when you are
Bring your questions, your Annual Notice of Change letter, or just your curiosity. Lara will lay out your Reno options in plain language and you keep every decision in your own hands.
Free plan review for Reno residents, by phone or video: (818) 472-5484.
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