(818) 472-5484

    Local Service

    Medicare Help in Boyle Heights at No Cost

    Boyle Heights has three general hospitals inside ZIP code 90033, and a Medicare Advantage plan that covers one of them may leave out the other two. Lara Goulson works out which plans include your hospital and the doctors your family already sees, then helps you enroll. Goulson Insurance belongs to Lara, who founded it. She will meet you in your apartment or house anywhere in 90033, from the river to Indiana Street, or talk it through by phone or video. She speaks Spanish, English and Hebrew.

    (818) 472-5484

    Lara Goulson, Licensed Insurance Agent, CA License #0E69969

    A young ZIP code where more than four in five homes are rented

    ZIP code 90033 has 45,647 people, and the median age is 32.6. The 5,673 people age 65 and up make up 12.4 percent of them. For Los Angeles County as a whole, the figure is 15.2 percent. More than four in five of the 13,212 occupied homes in 90033 are rented. Owners hold 2,330 of them, or 17.6 percent. Among people age 5 and up, 79.0 percent speak Spanish at home and 16.4 percent speak only English. Lara can take you through the plans and the enrollment in Spanish. The population, housing, income and language figures on this page are from the 2020 to 2024 American Community Survey. The 5,673 is a straight total of the survey's age brackets, not an estimate worked out from a percentage.

    Young parents on the grass watching their children play under jacaranda trees, a city skyline behind them

    LA General, Keck and White Memorial, all inside 90033

    The county hospital, Los Angeles General Medical Center, sits at 2051 Marengo St with a license for 572 beds. Keck Hospital of USC, at 1500 San Pablo Street, is licensed for 343. Adventist Health White Memorial, at 1720 Cesar E Chavez Avenue, is licensed for 293. Across the line in 90023, East Los Angeles Doctors Hospital at 4060 Whittier Blvd has 102 licensed beds. Kaiser Foundation Hospital Los Angeles, at 4867 Sunset Blvd, has 492. Unless you have a Kaiser plan, you would go there only in an emergency. We looked up each bed count in California's state licensing records in September 2026. The three inside 90033 belong to three separate systems: the county, USC and Adventist. Your Medicare Advantage card shows the insurer's name, but the medical group you join through the plan decides whether LA General, Keck or White Memorial is open to you. Those groups renegotiate their hospital agreements year to year. So before you sign up for anything, Lara checks each plan's directory for the hospital, the doctors and the pharmacy you use. She runs the same search every fall, once plans post what is changing.

    Before you compare plans, check for help with costs

    Half the households in 90033 take in less than $59,652 a year. If money is tight, find out about help with costs before you compare plans, because it can change which plans you can join and what you pay. If you have Medi-Cal, Medicare does not take its place. Having both may qualify you for a Dual Eligible Special Needs Plan, a type of plan designed to make the two work together. Extra Help lowers what you pay for Part D drugs, and the Medicare Savings Programs can pay your Part B premium. Each of these depends on your income and assets. Lara looks into all three first, which takes a few minutes. If you do not qualify for any of them, the comparison starts with your hospital. A Medicare Supplement does not work through medical groups, but it carries a monthly premium. Lara sets one beside the $0 premium Medicare Advantage plans whose medical groups use your hospital.

    Medicare Advantage across Los Angeles County in 2027

    About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.

    Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.

    How Lara is paid

    Independent Medicare help in Boyle Heights

    Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Boyle Heights families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.

    Help with bills, claims and other coverage

    Once you are enrolled, Lara is still the one to call. When a bill seems wrong or the plan turns down a claim, she gets on the phone with you, whether the call is to the doctor's office or to the plan. Lara also handles long term care, life insurance and final expense policies. Those get a conversation of their own, separate from your Medicare review.

    Call or text (818) 472-5484 and give Lara the names of your hospital and doctors.

    You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you

    Nearby Neighborhoods

    We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.

    Boyle Heights Medicare questions

    Each plan's medical groups decide that, and because their hospital contracts are renegotiated, the list changes over time. The three belong to different systems, the county, USC and Adventist, and each has its own set of plans and groups. Medicare rules cover an emergency at any hospital, whatever your plan. For anything else, tell Lara which hospital you use, and she will look it up, with your doctors and pharmacy, in the latest directory for each plan.

    No, Medicare does not replace Medi-Cal. People who have both may qualify for a Dual Eligible Special Needs Plan, which coordinates the two. Whether you qualify depends on your income and assets, and Lara can find out in a few minutes.

    For some people, yes. The Medicare Savings Programs can cover that premium when your income and assets are under their limits. Extra Help, a separate program with limits of its own, lowers Part D drug costs. Lara can tell you whether you qualify for either one.

    Yes, from the first call through enrollment. In 90033, 79.0 percent of people age 5 and up speak Spanish at home, and Lara speaks it too. If someone in the family follows English more easily, bring them along, and Lara will switch between the two languages as you go.

    Ask Lara to check it by name. It is not one of the three hospitals inside 90033: it sits across the line in 90023, at 4060 Whittier Blvd, with 102 licensed beds. A plan that includes LA General, Keck or White Memorial may still leave it out. If it is where you go, she will look it up in each plan's directory.

    Start with your hospital

    If your care is at LA General, Keck or White Memorial, say which one in your message, and Lara will begin with the plans that include it.

    By submitting this form, you agree that a licensed insurance agent may contact you by phone or email about your insurance options. Calls and texts by automated technology only if you tick the box below.

    You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you

    Medicare Advantage and Part D disclaimer

    We do not offer every plan available in your area. Currently we represent 14 organizations which offer 93 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States Government or the federal Medicare program. This website is a solicitation for insurance. Goulson Insurance Services Inc., CA Business Entity License #6020069. Lara Goulson, CA License #0E69969, NPN 8407942.

    1-800-MEDICARE is available 24 hours a day, 7 days a week.