(818) 472-5484

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    Medicare Help in Boyle Heights at No Cost

    Lara Goulson helps Boyle Heights residents compare and enroll in Medicare plans at no cost, in Spanish or in English. She is the founder and owner of Goulson Insurance, an independent agent licensed in California (license 0E69969), and she works in English, Spanish, and Hebrew with families across Los Angeles. She covers the whole 90033 ZIP code, from the river to Indiana Street and from the hospitals on the north side down to the 60, by phone, by video, or at your own kitchen table, so there is no office visit needed. Call or text (818) 472-5484 to ask a question or to book a free review of your plan before the next enrollment window.

    (818) 472-5484

    Medicare in Boyle Heights by the numbers

    Boyle Heights is one of the youngest ZIP codes on this site, and it still holds more than five and a half thousand people past 65. ZIP code 90033 is home to 45,647 people, and 5,673 of them are 65 or older, which is 12.4 percent against 15.2 percent for Los Angeles County, with a median age of 32.6. Those counts come from the 2020 to 2024 American Community Survey, summed from the age brackets rather than estimated from a percentage. The median household income is $59,652, and 17.6 percent of occupied homes are owner occupied, 2,330 households out of 13,212, so more than four in five households rent. Of residents aged 5 and over, 79.0 percent speak Spanish at home and 16.4 percent speak only English.

    Three general hospitals inside the ZIP, more than anywhere else on this site

    No other ZIP code on this site holds three general hospitals. Los Angeles General Medical Center at 2051 Marengo St, the county hospital, is licensed for 572 beds, Keck Hospital of USC at 1500 San Pablo Street for 343 and Adventist Health White Memorial at 1720 Cesar E Chavez Avenue for 293, all inside 90033. Across the line in 90023, East Los Angeles Doctors Hospital at 4060 Whittier Blvd is licensed for 102, and Kaiser Foundation Hospital Los Angeles at 4867 Sunset Blvd for 492, reachable only through a Kaiser plan. Those counts come from California state licensing records, read this month. Having the hospitals next door does not put them in your plan: the county, USC and Adventist are three different systems, and the medical group your plan is built around decides which of them you can use. Medicare Advantage networks are built around medical groups rather than around the insurance company's name, so two plans carrying the same logo can reach completely different doctors, and those contracts are renegotiated year to year. Before you enroll in anything, Lara pulls each plan's current directory and confirms your doctors, your hospital and your pharmacy, and she repeats that check each fall when plans publish their changes.

    Medi-Cal and Medicare together, and what a plan can add

    In a neighborhood where four in five households rent and the median income is under $60,000, a large share of the people turning 65 already have Medi-Cal, and the most useful thing to know is that Medicare does not replace it. Someone with both Medicare and Medi-Cal can be eligible for a Dual Eligible Special Needs Plan, which is built to coordinate the two, and Los Angeles County has 47 Special Needs Plans in 2026; Extra Help lowers Part D drug costs for people under its income and resource limits, and the Medicare Savings Programs can pay the Part B premium for people under theirs. Eligibility for each depends on income and assets and takes a few minutes to check, and Lara checks it first, in Spanish or in English, before any plan is compared. For everyone else the ordinary comparison follows, a Medicare Supplement's monthly premium against a $0 premium Medicare Advantage plan with the right medical group, with out of pocket maximums across the county's general enrollment plans running from $199 to $9,250 in 2026, and the network check matters more here than in most places because the three hospitals on the north side of the neighborhood belong to three different systems.

    Medicare Advantage in Boyle Heights by the numbers, 2026

    Boyle Heights sits in Los Angeles County, one of the biggest Medicare Advantage markets in the country. In 2026 the county has 74 Medicare Advantage plans open to general enrollment plus 47 Special Needs Plans, per the CMS 2026 Landscape file, and 65 of those 74 plans charge a $0 monthly plan premium. About 57 percent of the county's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or other Medicare health plans (CMS, May 2026). Our analysis of the same CMS file puts the average in network out of pocket maximum across the county's general enrollment plans at $2,428, with a median of $1,700 and a range from $199 all the way to $9,250. That spread is the whole argument for comparing before you enroll: two $0 premium plans can differ by thousands of dollars in a bad year. We run that comparison for Boyle Heights families at no cost: (818) 472-5484.

    Straight answers, and the fine print up front

    Here is exactly how this works. Lara is a licensed independent insurance agent, and her help costs you nothing, because licensed agents are paid by the insurance companies whose plans they represent. Your premium is the same whether you enroll through an agent, online, or directly with the insurer. What an independent agent adds is the comparison: she is appointed with several carriers rather than one. She does not carry every plan available in Los Angeles County, and she will tell you when something she cannot sell looks like the better fit for you.

    Medicare help in Boyle Heights from a licensed broker

    Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Boyle Heights families. Independent means no single insurance carrier employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions, and your budget. We compare Medicare Advantage, Medicare Supplement, and Part D drug plans from multiple carriers side by side and help you enroll in the one that fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and the team works in English, Spanish, and Hebrew. Whether you searched for Medicare help near me, a broker, or a local agency, it is the same licensed help, and it costs you nothing, because carriers pay broker compensation, which is regulated by Medicare.

    What we help Boyle Heights families with

    Medicare Advantage, Medicare Supplement and Part D comparisons, plus life insurance, long term care and final expense coverage for families in 90033.

    Call or text (818) 472-5484 for a free Boyle Heights Medicare review.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    Nearby Neighborhoods

    We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.

    Boyle Heights Medicare questions

    No, and you do not need one. Lara works with Boyle Heights families by phone, by video, or at your kitchen table. The agency's offices are in Century City and Valley Village if you prefer to meet in person.

    Only if the plan's medical group contracts with that hospital. Los Angeles General Medical Center, Keck Hospital of USC and Adventist Health White Memorial each contract with specific plans and medical groups, the lists change from year to year, and emergencies are covered anywhere under Medicare rules. Lara checks each plan's current directory for the hospital, your doctors and your pharmacy before you enroll, and again each fall when the new year's changes are published.

    No. Licensed agents are paid by the insurance companies whose plans they represent, and your premium is identical whether you enroll through an agent, online, or directly with the insurer.

    Yes. East Los Angeles has its own page on this site, Lincoln Heights and El Sereno are covered, and so is the rest of Los Angeles County. Plans and their networks are set by county, so everything on this page applies across the neighborhood lines.

    Yes. Lara works in English, Spanish and Hebrew, and the whole conversation, including the plan comparison and the enrollment, can happen in whichever language you prefer.

    Get a free Boyle Heights Medicare review

    Tell us a little about your situation and Lara will come back to you with a plan comparison built around your doctors, your prescriptions and your budget. No cost.

    By submitting this form, you agree that a licensed insurance agent may contact you by phone, email, or text message regarding your insurance options.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    We do not offer every plan available in your area. Currently we represent 18 organizations which offer 233 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States Government or the federal Medicare program. This website is a solicitation for insurance. Goulson Insurance Services Inc., CA Business Entity License #6020069. Lara Goulson, CA License #0E69969, NPN 8407942.