How Lara helps Boise residents at no cost
Lara Goulson helps Boise clients with Medicare entirely by phone and video. She is an independent insurance agent licensed in Idaho. There is no cost to work with her: carriers pay agent compensation and your premium is identical either way. Appointments happen on your schedule, in English, Spanish, or Hebrew, and you always talk to the licensed agent herself, never a call center.
What the Boise Medicare market looks like in 2026
Every point below is verified against the named source. This is the picture a plan comparison starts from. The 2026 numbers for Ada County, computed from the official CMS Landscape file: 23 Medicare Advantage plans open to general enrollment, 15 of them with a $0 monthly plan premium, plus 9 Special Needs Plans. The average in network out of pocket maximum across those plans is $6,339, with a range from $3,000 to $9,150, which is why two similar looking plans can behave very differently in a hard year (Goulson analysis of CMS CY2026 Landscape data).
- Boise residents can choose from as many as 23 Medicare Advantage plans for 2026, including 9 with a $0 monthly premium.ConnieHealth, 2026
- A separate national directory lists 15 Medicare Advantage plans for Ada County in 2026, so the exact count depends on how Special Needs Plans and ZIP level availability are tallied.MedicareAdvantage.com, 2026
- The two major health systems serving Boise are St. Luke's Health System, whose flagship St. Luke's Boise Medical Center is ranked the top hospital in Idaho by U.S. News and World Report, and Saint Alphonsus Health System, whose Saint Alphonsus Regional Medical Center has the second highest net patient revenue in the state.Definitive Healthcare, 2025
- Idaho's State Health Insurance Assistance Program is called Senior Health Insurance Benefits Advisors, or SHIBA, run by the Idaho Department of Insurance and reachable at (800) 247-4422 for free unbiased Medicare counseling.Idaho Department of Insurance, 2026
- Statewide, 393,238 Idaho residents were enrolled in Medicare as of August 2024, and about 49 percent of them chose Medicare Advantage coverage.healthinsurance.org, 2024
Annual Enrollment runs October 15 to December 7, 2026
Medicare Annual Enrollment runs October 15 to December 7, 2026, and changes take effect January 1, 2027. Plans in Boise change their premiums, networks, and drug lists every year, so the plan that fit last year deserves a fresh look. Booking a review before the rush means more time on your actual situation.
Idaho rules Boise residents should know
Boise sits inside Idaho rules for Medigap switching, under 65 access, and consumer protections. Those rules can save real money when you know them and cost real money when you do not. The complete Idaho page walks through each one.
Why an independent agent beats calling carriers
One carrier can only show you its own plans. As an independent agent, Lara compares plans across multiple carriers, tells you plainly when staying put is the right call, and remains your contact after enrollment, at claim time and at renewal. That is the difference between buying a policy and having an agent.
Talk it through with a licensed agent
Whether you are new to Medicare, unhappy with your current plan, or just want a second opinion before Annual Enrollment, a short call answers most questions. No pressure, no cost, and no obligation to enroll in anything.
Call or text (818) 472-5484 for a free Boise Medicare review, or book a time that works for you.
Licensed in 11 states · 5.0 rated on Google · No cost to work with you