How Lara helps Colorado Springs residents at no cost
Lara Goulson helps Colorado Springs clients with Medicare entirely by phone and video. She is an independent insurance agent licensed in Colorado. There is no cost to work with her: carriers pay agent compensation and your premium is identical either way. Appointments happen on your schedule, in English, Spanish, or Hebrew, and you always talk to the licensed agent herself, never a call center.
What the Colorado Springs Medicare market looks like in 2026
Every point below is verified against the named source. This is the picture a plan comparison starts from. The 2026 numbers for El Paso County, computed from the official CMS Landscape file: 33 Medicare Advantage plans open to general enrollment, 27 of them with a $0 monthly plan premium, plus 23 Special Needs Plans. The average in network out of pocket maximum across those plans is $5,629, with a range from $3,315 to $7,900, which is why two similar looking plans can behave very differently in a hard year (Goulson analysis of CMS CY2026 Landscape data).
- Colorado Springs residents can choose from 33 Medicare Advantage plans for 2026, including 20 plans with a $0 monthly premium.Connie Health, 2026
- Plan counts vary slightly by data source, and some directories list as many as 40 Medicare Advantage plans for El Paso County in 2026.Medicare.org, 2026
- About 66,683 people in the Colorado Springs area are enrolled in Medicare Advantage, which is 51.22 percent of local Medicare beneficiaries.Connie Health, 2026
- UCHealth Memorial Hospital Central is a Level I Trauma Center and the only certified Comprehensive Stroke Center in Southern Colorado.UCHealth, 2026
- Penrose Hospital and St. Francis Hospital anchor the 522-bed Penrose-St. Francis system, which is part of CommonSpirit Health.CommonSpirit Health, 2026
Annual Enrollment runs October 15 to December 7, 2026
Medicare Annual Enrollment runs October 15 to December 7, 2026, and changes take effect January 1, 2027. Plans in Colorado Springs change their premiums, networks, and drug lists every year, so the plan that fit last year deserves a fresh look. Booking a review before the rush means more time on your actual situation.
The Colorado rules that shape your options
Some of the most important rules for Colorado Springs residents are set at the state level: how Medigap plans can be switched, what protections exist for people under 65, and how the state insurance department oversees plans. The full Colorado guide covers those rules in plain language.
Why an independent agent beats calling carriers
One carrier can only show you its own plans. As an independent agent, Lara compares plans across multiple carriers, tells you plainly when staying put is the right call, and remains your contact after enrollment, at claim time and at renewal. That is the difference between buying a policy and having an agent.
Talk it through with a licensed agent
Whether you are new to Medicare, unhappy with your current plan, or just want a second opinion before Annual Enrollment, a short call answers most questions. No pressure, no cost, and no obligation to enroll in anything.
Call or text (818) 472-5484 for a free Colorado Springs Medicare review, or book a time that works for you.
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