(818) 472-5484

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    Medicare Help in Northridge at No Cost

    Lara Goulson helps Northridge residents compare and enroll in Medicare plans at no cost. She is the founder and owner of Goulson Insurance, an independent agent licensed in California (license 0E69969), and she works in English, Spanish, and Hebrew with families across Los Angeles. She covers both Northridge ZIP codes, 91324 and 91325, by phone, by video, or at your own kitchen table, so there is no office visit needed. Call or text (818) 472-5484 to ask a question or to book a free review of your plan before the next enrollment window.

    (818) 472-5484

    Medicare in Northridge by the numbers

    Northridge is two ZIP codes that look a great deal alike. ZIP 91325, the eastern half and home to the hospital, is home to 35,062 people, and 5,602 of them are 65 or older, which is 16.0 percent. ZIP 91324, the western half, has 30,699 residents with 4,734 aged 65 or older, 15.4 percent. Together that is 10,336 people of Medicare age in one neighborhood. Those counts come from the 2020 to 2024 American Community Survey, summed from the age brackets rather than estimated from a percentage. The median age is 37.9 in 91325 and 37.7 in 91324; Cal State Northridge sits inside the neighborhood, one reason the median stays under 38 while more than ten thousand residents are past 65. Median household income is $87,168 in 91325 and $99,610 in 91324. Home ownership is nearly identical in both: 46.6 percent of occupied homes in 91325, 6,007 households out of 12,894, and 46.7 percent in 91324, 5,009 out of 10,730. A slight majority of Northridge households rent.

    The hospital is in the ZIP code. The network decides whether you can use it.

    Northridge Hospital Medical Center at 18300 Roscoe Blvd is licensed for 354 beds and sits inside 91325 itself. Providence Holy Cross Medical Center at 15031 Rinaldi Street in Mission Hills, to the northeast, is licensed for 330. To the west, UCLA West Valley Medical Center in West Hills, the hospital most people still call West Hills Hospital, is licensed for 249. Those counts come from California state licensing records, read this month. Living a few blocks from a hospital does not put it in your plan. Medicare Advantage networks are built around medical groups, not just insurance companies, so two plans carrying the same logo can reach completely different doctors, and those contracts are renegotiated year to year. Before you enroll in anything, Lara pulls each plan's current directory and confirms your doctors, your hospital and your pharmacy, and she repeats that check each fall when plans publish their changes.

    When the person calling is the son or daughter

    With a median age under 38 and more than ten thousand residents past 65, Northridge is a neighborhood where the Medicare decision is frequently a family one: the person picking up the phone is a son or daughter helping a parent. That is a fine way to start, and often the best one. Two things to know. First, the plan is your parent's, so your parent needs to be part of the conversation and the decision, and Lara will ask for that; it protects them and it protects you. Second, bring the practical list: their doctors by name, every prescription with its dose, the pharmacy they actually use, and whether they spend part of the year somewhere else. With that in hand the comparison takes one sitting rather than three. If your parent is more comfortable in Spanish or Hebrew, the whole conversation can happen in that language.

    Medicare Advantage in Northridge by the numbers, 2026

    Northridge sits in Los Angeles County, one of the biggest Medicare Advantage markets in the country. In 2026 the county has 74 Medicare Advantage plans open to general enrollment plus 47 Special Needs Plans, per the CMS 2026 Landscape file, and 65 of those 74 plans charge a $0 monthly plan premium. About 57 percent of the county's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or other Medicare health plans (CMS, May 2026). Our analysis of the same CMS file puts the average in network out of pocket maximum across the county's general enrollment plans at $2,428, with a median of $1,700 and a range from $199 all the way to $9,250. That spread is the whole argument for comparing before you enroll: two $0 premium plans can differ by thousands of dollars in a bad year. We run that comparison for Northridge families at no cost: (818) 472-5484.

    Straight answers, and the fine print up front

    Here is exactly how this works. Lara is a licensed independent insurance agent, and her help costs you nothing, because licensed agents are paid by the insurance companies whose plans they represent. Your premium is the same whether you enroll through an agent, online, or directly with the insurer. What an independent agent adds is the comparison: she is appointed with several carriers rather than one. She does not carry every plan available in Los Angeles County, and she will tell you when something she cannot sell looks like the better fit for you.

    Medicare help in Northridge from a licensed broker

    Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Northridge families. Independent means no single insurance carrier employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions, and your budget. We compare Medicare Advantage, Medicare Supplement, and Part D drug plans from multiple carriers side by side and help you enroll in the one that fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and the team works in English, Spanish, and Hebrew. Whether you searched for Medicare help near me, a broker, or a local agency, it is the same licensed help, and it costs you nothing, because carriers pay broker compensation, which is regulated by Medicare.

    What we help Northridge families with

    Medicare Advantage, Medicare Supplement and Part D comparisons, plus life insurance, long term care and final expense coverage for families in 91324 and 91325.

    Call or text (818) 472-5484 for a free Northridge Medicare review.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    Nearby Neighborhoods

    We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.

    Northridge Medicare questions

    No, and you do not need one. Lara works with Northridge families by phone, by video, or at your kitchen table. The agency's offices are in Century City and Valley Village if you prefer to meet in person.

    Some of them, not all, and the list changes from year to year. Northridge Hospital Medical Center contracts with specific plans and medical groups, and those contracts are renegotiated. Lara checks each plan's current directory for the hospital, your doctors and your pharmacy before you enroll, and again each fall when the new year's changes are published.

    No. Licensed agents are paid by the insurance companies whose plans they represent, and your premium is identical whether you enroll through an agent, online, or directly with the insurer.

    Yes. Reseda, Granada Hills, Porter Ranch, Chatsworth and North Hills are all covered, along with the rest of the San Fernando Valley. Plans and their networks are set by county, so everything on this page applies across Los Angeles County.

    Yes. Lara works in English, Spanish and Hebrew, and the whole conversation, including the plan comparison and the enrollment, can happen in whichever language you prefer.

    Get a free Northridge Medicare review

    Tell us a little about your situation and Lara will come back to you with a plan comparison built around your doctors, your prescriptions and your budget. No cost.

    By submitting this form, you agree that a licensed insurance agent may contact you by phone, email, or text message regarding your insurance options.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    We do not offer every plan available in your area. Currently we represent 18 organizations which offer 233 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States Government or the federal Medicare program. This website is a solicitation for insurance. Goulson Insurance Services Inc., CA Business Entity License #6020069. Lara Goulson, CA License #0E69969, NPN 8407942.