A median age of 33.4, and 5,236 people 65 or older
Paramount is a young city. The median age in ZIP code 90723 is 33.4, almost five years below the county's 38.2. Of everyone here, 10.1 percent are 65 or older, which is 5,236 people out of 52,050. Countywide the share is 15.2 percent. Most households rent. Owners hold 43.0 percent of the 14,618 occupied homes, or 6,280 households, a little under the county's 45.9 percent. Median household income is $75,250, a figure that adds up every earner under the roof, not just the oldest one. Spanish is the home language for 64.0 percent of people age 5 and up, and 31.5 percent speak only English. These figures come from the 2020 to 2024 American Community Survey. The 65 and older number is a count, added up from the survey's age groups, not a percentage applied to the population.
One hospital in town, and it is not a general hospital
The one hospital inside 90723 is Kindred Hospital Paramount, licensed for 183 beds. Kindred calls its hospitals long term acute care hospitals, for medically complex patients, and that is a different job from a general hospital's. So when you pick a plan, the hospitals to ask about are in Lynwood, Downey, Lakewood and Long Beach. Saint Francis Medical Center sits at 3630 East Imperial Highway in Lynwood and is licensed for 314 beds. PIH Health Downey Hospital, at 11500 Brookshire Avenue, has 199. UCI Health Lakewood, at 3700 South St, has 172, and MemorialCare Long Beach Medical Center, at 2801 Atlantic Ave, has 411. Kaiser Foundation Hospital Downey, at 9333 Imperial Highway, has 424, though only a Kaiser plan puts it in your network. The bed counts are the state's hospital licensing figures as of September 2026. Each of the five has a different owner. Prime owns Saint Francis, and the others belong to PIH Health, UCI Health, MemorialCare and Kaiser. With Medicare Advantage, the plan's medical group, more than the insurance company, decides which of the five you can use. Groups renegotiate their hospital contracts year to year, which is how a hospital can be in a plan's network one year and out the next. Lara's first question is which hospital you want. Then she adds your doctors and the pharmacy you use, and checks all of it in the current directory of each plan she compares, before you enroll. Plans post their changes every fall, and that is when she goes through your list again.
A parent on Medicare in a house of working adults
Nearly two in three people in Paramount speak Spanish at home. Your mother may be more at ease in Spanish while you are the one who reads the mail in English. Lara can switch between the two in the same visit, so nobody at the table has to stop and translate. A health plan from your job almost never covers a parent, so there is no family policy behind your parent's Medicare plan. What that plan leaves unpaid comes out of your parent's pocket, or yours. Lara starts by pricing your parent's prescriptions on each plan she compares, then looks at the rest. Help with costs is judged on your parent, not on the house. Extra Help, for people with limited income and resources, cuts what they pay for Part D drugs. A parent who qualifies for Medi-Cal on top of Medicare can also look at Dual Eligible Special Needs Plans, which are built for people with both. Extra Help and Medi-Cal count your parent's own income and assets, and a spouse's if there is one. What you and anyone else in the house earn stays out of it. It takes Lara a few minutes to run the numbers with you and tell you whether to apply. Sometimes the one turning 65 is one of the working adults, with health coverage from the job. At an employer with 20 or more employees, that coverage usually lets Part B wait until the job or the coverage ends, and no late penalty applies.
Medicare Advantage across Los Angeles County in 2027
About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.
Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.
How Lara is paidIndependent Medicare help in Paramount
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Paramount families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.
For the parent on Medicare, and the rest of the house
The working adults in the house can ask Lara about life insurance, and she also sells long term care and final expense coverage. If you want to talk about any of those, she sets up a separate time, so your parent's Medicare plan review stays about Medicare. After your parent enrolls, call Lara when a problem comes up. She will phone the doctor's office with you and help fix a bill that is wrong. If the plan denies a claim, she takes it up with them, the two of you on the same call.
Text or call Lara at (818) 472-5484, and have your parent's prescription list nearby.
You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you
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