A young ZIP code, and 10,228 people 65 and older
The median age in 90805 is 34.6, against the county's 38.2. Of the 92,402 people in the ZIP code, 11.1 percent are 65 or older, where the county share is 15.2 percent. That still adds up to 10,228 people. Most households rent. The 11,870 that own their home are 42.1 percent of the ZIP code's 28,213 households, against 45.9 percent countywide. Every figure in this section is a 2020 to 2024 American Community Survey estimate. The 10,228 is our sum of the age brackets in the survey, not the population times a percentage.
Hospitals south, east and north of 90805
South of the ZIP code, in Long Beach, are MemorialCare Long Beach Medical Center at 2801 Atlantic Ave, licensed for 411 beds; St. Mary Medical Center at 1050 Linden Ave, 360 beds; and College Medical Center at 2776 Pacific Avenue, 121 beds. UCI Health Lakewood, at 3700 South St, is to the east, with 172 licensed beds. To the north, Saint Francis Medical Center in Lynwood, at 3630 East Imperial Highway, is licensed for 314, and Kaiser Foundation Hospital Downey, at 9333 Imperial Highway, for 424. Kaiser Downey is a network hospital only for people on a Kaiser plan. We read the licensed bed counts from California state records in September 2026. Which one your plan covers depends on contracts, not distance. Each hospital negotiates with each plan and each medical group separately, and if you have Medicare Advantage, the group is the one that decides where you are admitted. One insurer can sell plans here that run through different groups, and the contracts are renegotiated every year. So Lara asks first where you want to be treated and who your doctors are. Then she opens each plan's provider directory and looks for all of them, your pharmacy included. A hospital that is in the network when you sign up can drop out the following year, so each fall, once plans post what will change in January, she looks again.
Spanish at home, and a parent living with you
Nearly half of North Long Beach speaks Spanish at home (47.7 percent of those 5 and older), and 41.6 percent speak only English. Lara can do the whole plan review in Spanish, and answer in English for anyone at the table who would rather hear it that way. Your parent hears it all from Lara directly, and you can sit in without having to interpret. The median household income in 90805 is $73,415, and that figure adds together the income of everyone in the home. Extra Help, which lowers what your parent pays for Part D drugs, does not. It looks only at your parent's own income and resources, or the couple's if your parent is married. Medi-Cal counts the same way, so your paycheck stays out of both. If your parent has Medicare and Medi-Cal together, a Dual Eligible Special Needs Plan may be available to them. Lara checks on both before you look at a single plan. It is a few minutes of questions.
Medicare Advantage across Los Angeles County in 2027
About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.
Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.
How Lara is paidIndependent Medicare help in North Long Beach
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for North Long Beach families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.
Beyond the Medicare plan
If someone in your family needs life insurance, final expense or long term care coverage, Lara handles those too. She sets a separate time to talk about them, so they never get folded into a Medicare plan review. And enrollment is not where her help stops. When the plan denies a claim, she phones the plan and stays on the call with you. When a bill comes in wrong, she calls the doctor's office with you and sorts it out.
Call or text (818) 472-5484 to have Lara visit you at home in North Long Beach.
You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you
Nearby Neighborhoods
We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.