(818) 472-5484

    Local Service

    Medicare Help in South Central Los Angeles at No Cost

    In 90011, the ZIP code that takes in Central-Alameda and Historic South-Central between the 10 and Slauson, most people speak Spanish at home. Lara Goulson can compare Medicare plans with you and help you enroll, all in Spanish, and she switches to English for anyone in the family who prefers it. She can meet you at home in 90011, or by phone or video. Lara founded Goulson Insurance and owns it.

    (818) 472-5484

    Lara Goulson, Licensed Insurance Agent, CA License #0E69969

    A young ZIP code where 7,872 people are 65 or older

    90011 is home to 100,113 people, and 7,872 of them have turned 65. That is 7.9 percent, about half the 15.2 percent share for Los Angeles County. The median age is 31.5. Three in four households rent. Owners live in 6,162 of the 24,106 occupied homes, or 25.6 percent. The median household income is $59,017. Of everyone 5 and older in 90011, 84.0 percent speak Spanish at home. Only 14.8 percent speak English and nothing else. These are 2020 to 2024 American Community Survey estimates. The 7,872 figure is our sum of the survey's age brackets.

    Young parents on the grass watching their children play under jacaranda trees, a city skyline behind them

    Six hospitals around 90011, and none inside it

    No hospital sits inside 90011. The nearest are north, east and south of it. To the north, California Hospital Medical Center at 1401 South Grand Avenue is licensed for 392 beds. Two more are to the northeast: the county hospital, Los Angeles General Medical Center at 2051 Marengo St (572 beds), and Adventist Health White Memorial at 1720 Cesar E Chavez Avenue (293). To the east, Community Hospital of Huntington Park at 2623 E Slauson Ave is licensed for 81. To the south are St. Francis Medical Center at 3630 East Imperial Highway in Lynwood (314) and Martin Luther King, Jr. Community Hospital at 1680 East 120th Street (131). The bed counts come from California's hospital licensing records as of September 2026. A Medicare Advantage plan can have some of these six in its network and leave the others out. That comes down mostly to the medical groups the plan contracts with, not the logo on your card. Those contracts differ from plan to plan and get renegotiated year to year, so Los Angeles General can be in one plan's network and missing from the next one you look at. Before you sign anything, Lara opens each plan's current provider directory and searches it by name for your hospital, each of your doctors and your pharmacy. Plans post their changes every fall, and she runs the same search again then.

    Turning 65 with Medi-Cal

    Many people who turn 65 in 90011 already have Medi-Cal, and Medicare does not take its place. Having both can make you eligible for a Dual Eligible Special Needs Plan, which is designed to coordinate the two. Two more programs can lower what Medicare costs you. Extra Help brings down Part D prescription costs, and a Medicare Savings Program can cover your Part B premium. Both have income limits, and your assets can count too. Lara goes through all three first, with a few minutes of questions about your income and savings.

    Medicare Advantage across Los Angeles County in 2027

    About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.

    Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.

    How Lara is paid

    Independent Medicare help in South Central

    Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for South Central families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.

    Claims, bills and the rest of your coverage

    After you enroll, call Lara when a claim is denied, a bill comes back wrong or you need to get through to a doctor's office. She handles it on the phone with you. She also sells long term care, life insurance and final expense coverage. Those get their own appointment, apart from any Medicare plan review.

    Call or text (818) 472-5484 to talk through Medi-Cal and your hospital with Lara.

    You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you

    Nearby Neighborhoods

    We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.

    South Central Medicare questions

    No. As long as you still meet Medi-Cal's rules, you keep it, and with both you may qualify for a Dual Eligible Special Needs Plan, which coordinates the two. Before she looks at any plan, Lara also checks whether your income and assets are low enough for Extra Help or a Medicare Savings Program.

    It depends on the plan. The county hospital, Los Angeles General Medical Center on Marengo St, is in some Medicare Advantage networks and not in others. A plan can add it or drop it when its contracts are renegotiated. Lara types its name into the provider search of every plan you are considering, then does the same for your doctors and your pharmacy.

    Usually, as long as the employer has 20 or more workers. In that case Part B can wait without a penalty while the job coverage lasts. Bring the plan details from work, and Lara will work out with you when Part B should begin.

    Yes. Lara can explain the plans to your father in Spanish and go over the same points with you in English, on one call or at one table. The enrollment itself can be done in Spanish, so he signs what he understands.

    Yes. Lara works with families all over Los Angeles County, and your mother's review would start where yours would, with Medi-Cal and her hospital. Huntington Park, South Los Angeles and downtown each have a page of their own on this site.

    Talk it over in Spanish or English

    Two answers let Lara get started before she calls: whether you have Medi-Cal, and which hospital you use, such as Los Angeles General or St. Francis.

    By submitting this form, you agree that a licensed insurance agent may contact you by phone or email about your insurance options. Calls and texts by automated technology only if you tick the box below.

    You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you

    Medicare Advantage and Part D disclaimer

    We do not offer every plan available in your area. Currently we represent 14 organizations which offer 93 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States Government or the federal Medicare program. This website is a solicitation for insurance. Goulson Insurance Services Inc., CA Business Entity License #6020069. Lara Goulson, CA License #0E69969, NPN 8407942.

    1-800-MEDICARE is available 24 hours a day, 7 days a week.