How Lara helps Las Vegas residents at no cost
Lara Goulson is an independent insurance agent licensed in Nevada. She helps Las Vegas clients with Medicare entirely by phone and video. There is no cost to work with her: carriers pay agent compensation and your premium is identical either way. Appointments happen on your schedule, in English, Spanish, or Hebrew, and you always talk to the licensed agent herself, never a call center.
What the Las Vegas Medicare market looks like in 2026
Every point below is verified against the named source. This is the picture a plan comparison starts from. The 2026 numbers for Clark County, computed from the official CMS Landscape file: 40 Medicare Advantage plans open to general enrollment, 37 of them with a $0 monthly plan premium, plus 34 Special Needs Plans. The average in network out of pocket maximum across those plans is $3,025, with a range from $199 to $6,750, which is why two similar looking plans can behave very differently in a hard year (Goulson analysis of CMS CY2026 Landscape data).
- Clark County residents can choose from 40 Medicare Advantage plans for 2026, a count that does not include Special Needs Plans.Medicare.org, 2026
- 37 of those 40 Clark County Medicare Advantage plans charge a $0 monthly premium beyond the standard Part B premium.Medicare.org, 2026
- About 183,000 Clark County Medicare beneficiaries are enrolled in a Medicare Advantage plan.Medicare.org, 2026
- Major hospital systems serving Las Vegas include the Valley Health System, Sunrise Hospital and Medical Center operated by HCA Healthcare, Dignity Health St. Rose Dominican, and University Medical Center of Southern Nevada.Definitive Healthcare, 2026
- Nevada's State Health Insurance Assistance Program is called the Nevada Medicare Assistance Program, or MAP, and offers free unbiased Medicare counseling at (800) 307-4444.shiphelp.org, 2026
Annual Enrollment runs October 15 to December 7, 2026
Medicare Annual Enrollment runs October 15 to December 7, 2026, and changes take effect January 1, 2027. Plans in Las Vegas change their premiums, networks, and drug lists every year, so the plan that fit last year deserves a fresh look. Booking a review before the rush means more time on your actual situation.
The Nevada rules that shape your options
Some of the most important rules for Las Vegas residents are set at the state level: how Medigap plans can be switched, what protections exist for people under 65, and how the state insurance department oversees plans. The full Nevada guide covers those rules in plain language.
Why an independent agent beats calling carriers
One carrier can only show you its own plans. As an independent agent, Lara compares plans across multiple carriers, tells you plainly when staying put is the right call, and remains your contact after enrollment, at claim time and at renewal. That is the difference between buying a policy and having an agent.
Talk it through with a licensed agent
Whether you are new to Medicare, unhappy with your current plan, or just want a second opinion before Annual Enrollment, a short call answers most questions. No pressure, no cost, and no obligation to enroll in anything.
Call or text (818) 472-5484 for a free Las Vegas Medicare review, or book a time that works for you.
Licensed in 11 states · 5.0 rated on Google · No cost to work with you