(818) 472-5484

    Medicare Coverage

    Goulson Insurance Services is an independent insurance agency in Los Angeles. We compare Medicare Advantage plans, Supplements, and Part D drug plans across many carriers at no cost. Turning 65, retiring, or just tired of guessing? Medicare has a lot of moving parts: Parts A and B, Advantage plans, Supplements, and drug coverage. Our job is to slow it down, look at your doctors, your prescriptions, and your budget, and help you land on coverage that actually fits. Lara Goulson, a licensed insurance agent for more than twenty years, guides Los Angeles families through this decision, and the guidance costs you nothing.

    Timing matters with Medicare. Enrollment windows open and close, and the right moment to act depends on your situation. Reach out before your birthday month if you can, and we will map out your dates together.

    (818) 472-5484

    Free plan comparison, no obligation, and you speak directly with the licensed agent.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    Free Medicare AEP Checklist for 2027 Plans

    Lara Goulson, Licensed Insurance Agent, CA License #0E69969

    Medicare Advantage

    One plan from a private company that carries your hospital and doctor coverage together, and most of the time your prescriptions too. In exchange, you stay inside a set group of providers.

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    Medicare Supplement

    Also called Medigap. It does not replace Original Medicare, it stands behind it and covers a share of what Medicare leaves for you, which keeps your costs steadier and your doctor list wide.

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    Medicare Part D

    Coverage for the medicines you pick up at the pharmacy. Each plan keeps its own list, so we check your bottles against that list before you commit to anything.

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    Not sure which of the three fits you? Call and Lara will compare them against your doctors and prescriptions at no cost.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    Prefer to explore on your own?

    Some people like to browse and compare plans themselves before talking to anyone. You can do exactly that through Lara's secure online plan comparison platform, and if you enroll there, Lara remains your agent, with the same free lifelong support.

    Compare Plans Online

    Opens PlanEnroll, a secure third party platform.

    Medicare Resources

    Browse Medicare by State

    Lara is licensed in eleven states and works with clients by phone and video in all of them. Each state page covers local plan availability and that state's Medigap rules.

    Live in another state we serve? The call works the same way. Licensed in 11 states.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    2027 Medicare Cost Answers

    What Medicare is projected to cost in 2027, what CMS has already finalized, and what you can still change before December 7.

    Medicare Questions

    Medicare Advantage bundles your coverage into one plan from a private company, usually with a network of doctors and often including drug coverage. A Medicare Supplement works alongside Original Medicare instead, helping with costs like deductibles and coinsurance, and lets you see any doctor who accepts Medicare. Neither is better for everyone. The right answer depends on your doctors, your health, your travel habits, and your budget.

    Most people get a seven month window around their 65th birthday: the three months before their birthday month, the birthday month itself, and the three months after. Missing it can mean waiting periods or lasting penalties, so it pays to start the conversation early. Certain situations, like still working with employer coverage, change the timing, and we can walk you through yours.

    Part D is Medicare's prescription drug coverage, offered through private plans. Each plan has its own list of covered medications and its own preferred pharmacies, which is why the best plan for your neighbor may be wrong for you. We compare plans against your exact medication list before you enroll.

    Nothing. Licensed agents are paid by the insurance companies, and the price of a plan is the same whether you enroll through an agent or on your own. The difference is that you get a real person who knows your situation, helps you compare, and picks up the phone when something changes.

    Questions About Medicare?

    Ask a licensed agent. There is no charge, and no one will rush you.

    By submitting this form, you agree that a licensed insurance agent may contact you by phone, email, or text message regarding your insurance options.

    Licensed in 11 states · 5.0 rated on Google · No cost to work with you

    We do not offer every plan available in your area. Currently we represent 18 organizations which offer 233 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the United States Government or the federal Medicare program. This website is a solicitation for insurance. Goulson Insurance Services Inc., CA Business Entity License #6020069. Lara Goulson, CA License #0E69969, NPN 8407942.