A median age of 25.4, and 3,253 neighbors 65 and older
The median age in 90007 is 25.4, kept low by the student housing around USC. Even so, 3,253 of the ZIP code's 38,715 residents are 65 or older. That comes to 8.4 percent, a little over half the countywide share of 15.2 percent. Nearly half of 90007 speaks Spanish at home, 45.0 percent of everyone age 5 and up. Another 35.5 percent speak only English, and 7.6 percent speak Chinese. Lara can hold one conversation in Spanish and English at the same time. A parent can ask questions in Spanish while the grandchild who reads the mail follows along in English. She does not speak Chinese, but a family member who reads English or Spanish is welcome to sit in. Population and language figures are from the 2020 to 2024 American Community Survey. The 3,253 is a count added up from the survey's age brackets, not an estimate made from a percentage.
Four nearby hospitals, four different owners
No hospital sits inside 90007. Two are to the north. California Hospital Medical Center, at 1401 South Grand Avenue, is licensed for 392 beds. PIH Health Good Samaritan Hospital, at 1225 Wilshire Boulevard, is licensed for 380. Two more are northeast in Boyle Heights: Los Angeles General Medical Center at 2051 Marengo St, licensed for 572, and Keck Hospital of USC at 1500 San Pablo Street, licensed for 343. California's licensing records showed these bed counts in September 2026. California Hospital belongs to Dignity Health, Good Samaritan to PIH Health, Los Angeles General to the county, and Keck Hospital to Keck Medicine of USC. On a Medicare Advantage plan, your access to any of the four runs through the medical group the plan contracts with. The logo on your card will not tell you which group that is, and plans renegotiate those group contracts every year. Before you enroll, Lara searches each plan's current directory for your doctor by name, whether that doctor is at a clinic on Vermont or Figueroa or at one of these four hospitals. Your pharmacy and your hospital get the same search. When plans post their changes in the fall, she runs all three searches again.
Extra Help and Medi-Cal, before any plan
Half the households in 90007 have incomes under $35,378 a year, and nine in ten rent. In the same 2020 to 2024 survey, 1,243 of the ZIP code's 12,633 occupied homes are owner occupied. That is 9.8 percent. Countywide it is 45.9 percent. So Lara's first questions are about help with costs, and the plans come second. With Extra Help, Part D drugs cost less for anyone whose income and resources are under the program's limits. If Medi-Cal covers you along with Medicare, a Dual Eligible Special Needs Plan may be an option. These plans are built to pick up most of the out of pocket costs a standard plan leaves to you. Extra Help and Medi-Cal both depend on your own income and assets, or yours and your spouse's, and Lara can check both in one short phone call.
Medicare Advantage across Los Angeles County in 2027
About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.
Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.
How Lara is paidIndependent Medicare help in University Park
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for University Park families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.
Plan comparisons, and help once you are enrolled
Lara compares Part D, Medicare Supplement and Medicare Advantage plans for people in 90007. When a claim is denied, she gets the plan on the phone and keeps you on the call. She does the same with a bill that comes back wrong, or a doctor's office you need an answer from. Life insurance, long term care and final expense coverage are separate conversations. If you want one, Lara will set it up apart from your Medicare review.
Ask Lara about Extra Help and Medi-Cal at (818) 472-5484.
You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you
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