90044 and 90047 hold nearly half the people 65 and older
ZIP code 90044, which takes in Westmont and Vermont Vista, has the most: 9,863 people 65 or older out of 94,830. Even so, it is a young ZIP code: the median age is 31.7. Second is 90047, home to Vermont Knolls and Manchester Square, with 8,393. There, 16.5 percent of people are 65 or older, about one in six, against 10.6 percent across all six ZIP codes and 15.2 percent for the county. The median age in 90047 is 39.9, 56.0 percent of its households own their home, and 61.7 percent of those 5 and older speak only English at home. In the other four ZIP codes, the counts are 5,949 in 90037, 5,240 in 90003 (just 7.5 percent of its population), 4,033 in 90062 and 3,152 in 90061. Across the six ZIP codes, 34,092 of the 97,214 households own their home, or 35.1 percent. Nearly two in three rent. Most people here speak Spanish at home, 62.6 percent of everyone 5 and older. For 35.5 percent, English is the only language at home. The numbers in this section come from the 2020 to 2024 American Community Survey. Each 65 and older count is the survey's age groups for that ZIP code added together, not an estimate worked out from a percentage.
Hospitals north, south, east and west of the six ZIP codes
None of the six ZIP codes has a general hospital. The nearest ones lie in four directions. To the south is Martin Luther King, Jr. Community Hospital, at 1680 East 120th Street, licensed for 131 beds. Memorial Hospital of Gardena, at 1145 W Redondo Beach Blvd, is also south, with 103. North is California Hospital Medical Center, at 1401 South Grand Avenue, with 392. Inglewood, to the west, has Centinela Hospital Medical Center at 555 East Hardy Street, with 362. St. Francis Medical Center, east in Lynwood at 3630 East Imperial Highway, has 314. Farther south, in Harbor City, Kaiser Foundation Hospital South Bay at 25825 South Vermont Avenue has 257. Unless it is an emergency, only Kaiser plan members can use it. The bed numbers are each hospital's licensed capacity, from California's licensing records in September 2026. With Medicare Advantage, the plan's medical groups decide which of these hospitals you can use, not how close you live to one. Each group signs its own hospital contracts. That is why plans from a single insurer can lead to different hospitals, and the terms can change from one year to the next. Write down your doctors' names and the hospital you would choose. Lara will search every plan's current directory for them, and for your pharmacy, before you enroll. She looks them up again each fall, once plans have posted their changes.
Medi-Cal and help with costs come first
In 90044, half of all households bring in less than $53,302 a year. If money is tight in yours, find out first whether you qualify for help with Medicare's costs. Medicare does not replace Medi-Cal. If you have Medi-Cal when you turn 65 and still qualify, you keep it. Having both may make you eligible for a Dual Eligible Special Needs Plan, which is built to coordinate the two. A Medicare Savings Program can pay your Part B premium, and Extra Help makes your Part D prescriptions cost less. Each program sets its own income and resource limits. Lara sorts this out with you, in Spanish or English, before any plan comes up. It is a short conversation.
Medicare Advantage across Los Angeles County in 2027
About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.
Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.
How Lara is paidIndependent Medicare help in South Los Angeles
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for South Los Angeles families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.
Long term care, life coverage and help with claims
More than half the households in 90047 own their home. For a homeowner, long term care is worth looking at early, while you can still choose how to pay for it. Ask, too, what would happen to the house if Medi-Cal ever helped pay for care. Lara also sells coverage for long term care, plus life and final expense insurance. She handles those in a separate appointment, and they do not come up during your Medicare plan review. Once you are enrolled, you can still call Lara. She will get a doctor's office or the plan on the phone with you to clear up a bill that was charged wrong or a claim that was turned down.
Lara comes to all six South Los Angeles ZIP codes. Call or text (818) 472-5484.
You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you
Nearby Neighborhoods
We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.