A median age of 41.9, and 1,461 people 65 or older
The Signal Hill ZIP code, 90755, has 11,521 people. Of them, 1,461 are 65 or older. That works out to 12.7 percent, about one in eight, while the county figure is 15.2 percent. The median age points the other way: 41.9 here, 38.2 for the county. Homeowners are a slight majority. They live in 2,303 of the 4,563 occupied homes, or 50.5 percent. Countywide, the share is 45.9 percent. Among people 5 and older, about a quarter speak Spanish at home (25.7 percent), and 55.0 percent speak only English. If Spanish is the language at your table, Lara can run the review in Spanish from start to finish. Every figure above comes from the 2020 to 2024 American Community Survey. We got the 1,461 by adding up the survey's age brackets.
Three Long Beach hospitals around Signal Hill
No hospital stands inside Signal Hill. Around it, in Long Beach, are St Mary Medical Center at 1050 Linden Ave, licensed for 360 beds, and College Medical Center at 2776 Pacific Avenue, licensed for 121. MemorialCare Long Beach Medical Center, at 2801 Atlantic Ave, is licensed for 411. We pulled the bed counts from California's hospital licensing records in September 2026. All three are within a couple of miles of the city, and each belongs to a different system. A Medicare Advantage plan reaches hospitals through its medical groups, and your group's contracts decide which of the three will admit you. So settle on the hospital first, then look at plans. Knowing the insurance company is not enough, because one company can sell plans that run through different groups. Those group contracts also get renegotiated. Tell Lara which hospital you want, and which doctors and pharmacy you use. Before you enroll, she looks up every name on your list in the provider directories of the plans you are considering. Each fall, once plans announce what is changing, she goes back through your list.
Before you turn 65, and after you stop working
Nearly nine in ten people in 90755 are younger than 65. If you are one of them and your 65th birthday is getting close, the dates come before the plans. Your Initial Enrollment Period opens three months before the month you turn 65 and closes three months after it. If you are still working, find out your employer's head count. With at least 20 employees, the group plan usually lets you hold off on Part B without a late penalty. You sign up when the job or the coverage ends. With fewer than 20, Medicare generally pays first, and waiting can cost you. Retiree coverage and COBRA do not count as coverage from current work. Median household income in 90755 is $113,512. People with higher incomes pay a surcharge on top of their Part B and Part D premiums. It looks back two years, to your tax return from then. In your first year or two after you stop working, that return can still show the salary you left behind. Form SSA-44 is the request to have the surcharge figured on your income since you stopped working. Lara can work through the form with you.
Medicare Advantage across Los Angeles County in 2027
About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.
Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.
How Lara is paidIndependent Medicare help in Signal Hill
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Signal Hill families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.
What else Lara does for Signal Hill families
Lara's work goes past Medicare to long term care, life insurance and final expense policies. She takes those up with you separately, never during your Medicare review. After you enroll, call her when something goes wrong. If a claim comes back denied, she joins you on the call to the plan. She also helps sort out hospital bills with mistakes in them, and she will phone your doctor's office with you.
Call (818) 472-5484 and tell Lara which Long Beach hospital you want to keep.
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Nearby Neighborhoods
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