A young ZIP code with 6,089 people 65 or older
ZIP code 90034 has 57,075 residents, and their median age is 34.6. Even so, 6,089 of them, 10.7 percent, are 65 or older. We got that figure by adding up the age groups in the Census Bureau's American Community Survey for 2020 to 2024. It is not worked backward from a percentage. About four in five Palms households rent. Owners live in 5,436 of the 26,653 occupied homes, or 20.4 percent. Median household income in 90034 is $105,701. In homes across 90034, 57.4 percent of people aged 5 and up speak only English, and 20.4 percent speak Spanish. Another 6.6 percent speak a language the Census groups as other Indo-European, and 3.9 percent speak Chinese. Lara speaks Spanish, so a Spanish speaker can go from first question to enrollment form without switching languages. For a parent who is more comfortable in Chinese or another language, a son, daughter or grandchild can join the call to help.
One hospital in Palms, and it is Kaiser's
Kaiser Foundation Hospital West Los Angeles, at 6041 Cadillac Ave, is licensed for 265 beds. Without a Kaiser plan, you would go there only in an emergency. For everyone else, the nearest hospital is just across the Culver City line: Southern California Hospital at Culver City, licensed for 268 general acute care beds. Farther out are Cedars-Sinai Medical Center at 8700 Beverly Blvd (919 beds) and Cedars-Sinai Marina Hospital at 4650 Lincoln Blvd in Marina del Rey (103). Ronald Reagan UCLA Medical Center is at 757 Westwood Plaza in Westwood (446), and Santa Monica UCLA Medical Center is at 1250 16th Street (281). The state's licensing records showed these bed counts in September 2026. On Medicare Advantage, getting into Cedars-Sinai or a UCLA hospital usually depends on your doctor's medical group. Two plans from one insurer can work with different groups. The contracts between groups and plans are renegotiated, too, so a hospital that is in network now may drop out later. Tell Lara the doctors and hospitals you want to keep. Before you sign anything, she will search each plan's latest directory for them and for your pharmacy. Each fall the plans publish what is changing, and she searches again.
Renting in Palms, or helping a parent who does
If you rent on a fixed income, the money for prescriptions comes out of the same check as the rent. So before Lara compares plans, she looks at whether you can get Extra Help, which brings down Part D prescription costs if you have limited income and resources. If you are on Medi-Cal too, she also checks whether a Dual Eligible Special Needs Plan is open to you. The check takes a few minutes. If you are calling for a parent, from Culver City, Mar Vista or down the block, Lara can start with you. The plan belongs to your parent, though, so she will ask your parent to take part in the conversation and make the decision. Before you meet, write down each doctor by name, every prescription and its dose, and the pharmacy your parent actually uses. With that list in hand, Lara can rule out any plan that misses something on it.
Medicare Advantage across Los Angeles County in 2027
About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.
Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.
How Lara is paidIndependent Medicare help in Palms
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Palms families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.
Claims, bills and other coverage
After you sign up for Medicare Advantage, Medicare Supplement or Part D coverage, keep Lara's number handy. When the plan denies a claim or a bill doesn't add up, Lara calls the doctor's office or the plan with you and keeps at it. Final expense, long term care and life insurance policies are part of her work too. Those come up in a conversation of their own, not as part of your Medicare review.
With Kaiser or without, Lara starts from your doctors. Call or text (818) 472-5484.
You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you
Nearby Neighborhoods
We serve the whole San Fernando Valley and greater Los Angeles. These are the neighborhood pages closest to this one.