A ZIP code of renters, with 7,260 people 65 or older
The 2020 to 2024 American Community Survey puts 58,484 people in 90004. Of those, 7,260 are 65 or older, which works out to 12.4 percent, or about one person in eight. The median age is 36.7. The 7,260 comes from adding the survey's age groups together, not from a percentage. Census figures for 90004 combine the houses of Hancock Park, Windsor Square and Larchmont with the rental blocks east of Western, so they land somewhere between the two and describe neither one well. The survey counts 24,208 occupied homes, and 3,910 of them, or 16.2 percent, are owner occupied. The rest, about five in six, are rented. Half of all households take in less than $64,826 a year, the median for the ZIP. If you rent and live on a fixed income, Lara first looks at two programs. Extra Help lowers your Part D drug bills when your income and resources are low enough to qualify. And if Medi-Cal covers you along with Medicare, a Dual Eligible Special Needs Plan may be open to you. Income and assets decide both, and the check takes a few minutes. After that, Lara sets a Medicare Supplement, whose premium comes due every month along with the rent, next to a $0 premium Medicare Advantage plan that works with your doctors' medical group.
Cedars-Sinai, Good Samaritan and three more, each with its own owner
None of the five is inside 90004. Cedars-Sinai Medical Center, at 8700 Beverly Blvd, is licensed for 919 beds. PIH Health Good Samaritan Hospital, at 1225 Wilshire Boulevard, is licensed for 380. Hollywood Presbyterian Medical Center, at 1300 N Vermont Ave, has 350. Kaiser Foundation Hospital Los Angeles, at 4867 Sunset Blvd, has 492, but you need a Kaiser plan to use it. Southern California Hospital at Hollywood, at 6245 De Longpre Ave, has 100. Each bed figure is the hospital's state license count as of September 2026. No two of the five share an owner, so a Medicare Advantage plan that has Cedars-Sinai in network may still leave out Good Samaritan. The medical group the plan works through decides which hospitals you can use, not the insurer's name on your card. Those group contracts come up for renegotiation year after year. Give Lara the names of your doctors and pharmacy, plus the hospital you want, and she will look for each one in the current directory of every plan you are weighing. She runs the same search again each fall, once plans publish their changes.
Lara speaks Spanish, but not Korean or Tagalog
Among people 5 and older in 90004, 38.9 percent speak Spanish at home and 35.4 percent speak only English. Lara speaks Spanish, so everything from the first call to the enrollment can happen in Spanish. Korean is spoken at home by 9.7 percent, close to one person in ten, and Tagalog by 7.7 percent, about one in thirteen. Lara speaks neither. If your parent speaks Korean or Tagalog, you or another relative who is comfortable in English can join any call or home visit and go over the plans with Lara. After enrolling, your parent can call the plan's member services line and ask for a Korean or Tagalog interpreter. Medicare Advantage plans are required to provide one at no cost.
Medicare Advantage across Los Angeles County in 2027
About 57 percent of Los Angeles County's 1.7 million Medicare beneficiaries are enrolled in Medicare Advantage or another Medicare health plan (CMS, May 2026). The county has 70 Medicare Advantage plans open to general enrollment in 2027, plus 54 Special Needs Plans, and 60 of the 70 charge a $0 monthly plan premium (CMS 2027 Landscape file). What varies far more is the out of pocket maximum, the most you pay in a year for covered care in network: our analysis of the same file puts the average at $2,232 and the median at $1,500, with a range from $199 to $9,850.
Lara is a licensed insurance agent. Insurance companies pay her when you enroll, so her help costs you nothing and your premium is the same with or without her.
How Lara is paidIndependent Medicare help in Hancock Park
Goulson Insurance Services Inc. is an independent insurance agency, and our agents work as licensed brokers for Hancock Park families. No single insurance company employs us or decides what we recommend, so the comparison starts with your doctors, your prescriptions and your budget. We put Medicare Advantage, Medicare Supplement and Part D plans from several carriers side by side, and you enroll only if one fits. The agency holds CA license 6020069, Lara Goulson holds CA license 0E69969, and we work in English, Spanish and Hebrew.
The calls after you enroll, and coverage beyond Medicare
Once you are enrolled, Lara is still the one to call. She will phone your doctor's office with you, help straighten out a wrong bill, and get on the line with the plan if it denies a claim. If you also want to talk about life insurance, long term care or final expense coverage, she does that in a separate conversation, not as part of your Medicare review.
Find out which plans have Cedars-Sinai or Good Samaritan in network. Call or text (818) 472-5484.
You reach Lara directly · English, Español, עברית · Licensed in 12 states · 5.0 on Google · No cost to you
Nearby Neighborhoods
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